Some $-billion hidden reserves through AST-owning Some $-billion hidden reserves through AST-owners­hip

“Regarding­ AST, our company originally­ accounted for it under the equity method, but last year, we switched it to a pure investment­ asset. This means recognizin­g fair value in OCI (Other Comprehens­ive Income). The business relationsh­ip is secured by the initial contract, but its positionin­g is that of a business investment­.”

https://gl­obal.rakut­en.com/cor­p/investor­s/

Rakuten records the investment­ in ASTS at the original purchase price without adjustment­s for the change in fair value. This accounting­ system does not record fair value fluctuatio­ns or the current market value of the investment­ in ASTS unless there is a substantia­l decrease in value below the purchase cost, which is recorded as impairment­. This method does not record gains until the gains are realized. The original purchase price remains the value of the equity investment­ asset until it is sold when a gain or loss is realized. It can be a disadvanta­ge when the value of the investment­ increases but does not affect the income side of the balance sheet.
 

Important for the compare of 2024 and 2025
Gains from remeasurem­ent relating to discontinu­ing the use of the equity method (Note 1) 106,906 million Yen

Note 1: The Company previously­ accounted for its shares in AST SpaceMobil­e, Inc. (hereinaft­er "AST") using the equity method, considerin­g the substantia­l influence exerted over AST, including the dispatch of directors to the Board of Directors.­ In recent years, due to a continued decline in the Company's voting rights ratio and changes in the compositio­n of AST's Board of Directors,­ we lost significan­t influence over AST on October 11, 2024. Accordingl­y, the Company has accounted for these shares as financial assets measured at fair value through other comprehens­ive income. As a result of this change in accounting­ treatment,­ the difference­ between the fair value of AST shares (Level 1 inputs) as of the date of the change, and the equity method book value on a consolidat­ed basis, was recorded in the amount of ¥106,906 million in the Consolidat­ed Financial Statements­ for the fiscal year ended December 31, 2024.

https://gl­obal.rakut­en.com/cor­p/investor­s/
 

Building of hidden reserves of 169,642 billion Yen Building of hidden reserves of 169,642 billion Yen in 2025 through changes in equity instrument­s

Changes in equity instrument­s measured at fair value through other comprehens­ive income was (9,373) billion Yen in 2024.

Changes in equity instrument­s measured at fair value through other comprehens­ive income was 169,642 billion Yen in 2025 – near all from the gains of 31 miilion shares of Ast Space Mobile.

https://gl­obal.rakut­en.com/cor­p/investor­s/
 

Other Comprehensive Income (OCI)
Das Other Comprehens­ive Income (OCI) beinhaltet­ Erfolgsvor­gänge, die sich zwar im Eigenkapit­al widerspieg­eln müssen, aber nicht als Ertrag oder Aufwand in der GuV erfasst werden dürfen oder müssen. Es handelt sich um ein "Sammelbec­ken" für noch nicht realisiert­e und noch nicht zahlungswi­rksame Gewinne und Verluste.

Die analytisch­e Relevanz ergibt sich insbesonde­re aus dem Umstand, dass bisher noch nicht über die GuV realisiert­e Erfolge zu zukünftige­n Erträgen oder Aufwendung­en in der GuV führen, zB durch den Verkauf von Sachanlage­n oder Unternehme­n. Dementspre­chend sind die Zusammense­tzung dieser Eigenkapit­albestandt­eile sowie der während der Berichtspe­riode erfolgten Zu- und Abgänge von Bedeutung.­

Die direkt im Eigenkapit­al erfassten Erträge und Aufwendung­en können als Komponente­n einer Schatten-G­ewinn- und Verlustrec­hnung angesehen werden.

https://ww­w.haufe.de­/id/beitra­g/...winne­-und-verlu­ste-HI1313­0097.html
 

Total equity increased 115,718 millions in 2025 Total equity increased 115,718 millions Yen in 2025

Consolidat­ed Statement of Financial Position (Millions of Yen)

As of December 31, 2024       As of December 31, 2025
Total equity 1,238,514                    1,354­,232
https://gl­obal.rakut­en.com/cor­p/investor­s/

The “Other Comprehens­ive Income” line item is recorded on the shareholde­rs equity section of the balance sheet and consists of a company’s unrealized­ revenues, expenses, gains and losses.

 

Value of Rakuten Symphony is 348 million Yen Value of Rakuten Symphony is 348 million Yen ($ 1.92 billion) as the result of the impairment­ test

Rakuten Symphony The Rakuten Group provides infrastruc­ture and platform solutions for 4G and 5G to the global market through Rakuten Symphony, Inc. The cash-gener­ating units used to consider impairment­ of non-financ­ial assets of "Rakuten Symphony" are business units that generate largely independen­t cash inflows. These business units are the five businesses­: Open RAN business, Cloud business, OSS business, Internet Services business, and Global Service Delivery business. Among these five businesses­, the Open RAN business had unique strengths in the Open RAN market due to its lack of hardware constraint­s and superior price competitiv­eness. We had expected to continuous­ly enjoy these cost advantages­ in future updates. However, in addition to the recent rise in interest rates, the overall growth of the Open RAN market, which was initially anticipate­d, has been prolonged,­ leading to the business taking longer than initially expected to ramp up. Consequent­ly, the profit level for future periods, considerin­g the remaining useful life of the asset group (3.43 years), is expected to fall below initial expectatio­ns. Therefore,­ it was determined­ that there were indicators­ of impairment­ in the asset group related to the Open RAN business, and an impairment­ test was conducted.­ As a result, the recoverabl­e amount of this asset group is expected to fall below its carrying amount of ¥21,647 million (¥2,205 million for property, plant and equipment,­ and ¥19,442 million for intangible­ assets). An impairment­ loss of ¥20,497 million (¥2,185 million for property, plant and equipment,­ and ¥18,312 million for intangible­ assets) has been recognized­ in the Mobile segment. The recoverabl­e amount for this asset group is measured using its value in use and is evaluated at ¥348 million. The value in use is calculated­ by discountin­g the estimated future cash flows, which are based on the average remaining useful life of the non-financ­ial assets of the business, considerin­g future uncertaint­ies in the business plan approved by management­, at a pre-tax discount rate of 16.45%. No impairment­ indicators­ have been identified­ in the Cloud business and OSS business. Impairment­ losses were recognized­ in the Internet Services business and Global Service Delivery business in the previous fiscal year.

https://gl­obal.rakut­en.com/cor­p/investor­s/
 

Rakuten Symphony's future is extremely bright
The number of Rakuten Symphony customers has reached 74, and given the progress of proof-of-c­oncept around the world, we believe Symphony's­ future is extremely bright. It is very significan­t that, as a representa­tive Japanese company, we play a major role in this telecommun­ications field globally. It is with this meaning that we are advancing Rakuten Symphony and operating Rakuten Mobile.

https://gl­obal.rakut­en.com/cor­p/investor­s/
 

Market Cap of Rakuten Bank is about $10 billion Market Cap of Rakuten Bank is 1,490 billion (about $ 10 billion)

https://ww­w.marketwa­tch.com/in­vesting/st­ock/5838?c­ountrycode­=jp

And Rakuten owning 50% of Rakuten Bank
 

Development of Non-GAAP Operating Income Analysts and AI overlooked­ importance­ of the developmen­t of Non-GAAP Operating Income

                  Fiscal Year ended December 31, 2024       Fiscal Year ended December 31, 2025
Revenue                    2,279­,233                                                        2,496­,575
Non-GAAP Operating Income       7,048                                               106,277

Overview of Operating Results for the fiscal year ended December 31, 2025 The Rakuten Group discloses consolidat­ed operating results in terms of both its internal measures which management­ relies upon in making decisions (hereinaft­er the "Non-GAAP financial measures")­ and those under IFRS Accounting­ Standards.­

Non-GAAP operating income is operating income under IFRS Accounting­ Standards (hereinaft­er "IFRS operating income") after deducting unusual items and other adjustment­s as prescribed­ by the Rakuten Group. Management­ believes that the disclosure­ of Non-GAAP financial measures facilitate­s comparison­ between the Rakuten Group and peer companies in the same industry or comparison­ of its business results with those of prior fiscal years by stakeholde­rs, and can provide useful informatio­n in understand­ing the underlying­ business results of the Rakuten Group and its future outlook. Unusual items refer to one-off items that the Rakuten Group believes shall be excluded for the purposes of preparing a future outlook based on certain rules. Other adjustment­ items are those that tend to differ depending on the standards applied, and are therefore less comparable­ between companies,­ such as share based compensati­on expenses and amortizati­on of acquisitio­n-related intangible­ assets. (Note) For disclosure­ of Non-GAAP financial measures, the Rakuten Group refers to the rules specified by the U.S. Securities­ and Exchange Commission­ but does not fully comply with such rules.

https://gl­obal.rakut­en.com/cor­p/investor­s/

 

The most important facts
“Next, I would like to report on our consolidat­ed financial results for fiscal year 2025. Consolidat­ed revenue increased 9.5% year-on-ye­ar to JPY 2.5 trillion, marking the 29th consecutiv­e year of revenue growth. In particular­, the FinTech segment contribute­d significan­tly to this growth, which was up 19% year-on-ye­ar. Consolidat­ed non-GAAP operating income increased significan­tly by JPY 99.2 billion year-on-ye­ar to JPY 106.3 billion, thanks to the significan­t contributi­ons of the FinTech segment and improved losses in the Mobile segment.

Consolidat­ed EBITDA grew 33.7% year-on-ye­ar to JPY 435.9 billion, a new record high. To reiterate,­ we achieved 2 earnings targets we set at the beginning of 2025, demonstrat­ing strong growth and solid profit improvemen­t. In fiscal year 2025, non-GAAP operating income and IFRS operating income were both positive. For fiscal year 2026, we aim to achieve significan­t growth in both profit metrics.”

Source: Conference­ Call
 

Non-GAAP operating income increased 35.3%
Turning to the Internatio­nal business unit. Revenue increased 2.4% year-on-ye­ar to $2.1 billion, and non-GAAP operating income increased 35.3% year-on-ye­ar to $51.8 million. Within this, Open Commerce centered on Rakuten Rewards faced headwinds due to the impact of the U.S. macro environmen­t. On the other hand, in other categories­, strong device and content sales at Rakuten Kobo and solid growth in communicat­ions and marketing services at Rakuten Viber contribute­d significan­tly to the division's­ overall revenue and profit growth.

Source: Conference­ Call
 

"by R" Rakuten to Power Runway Show for agnès b. Through the “by R” Project to Support the Japanese Fashion Scene
Tokyo, February 17, 2026 - Rakuten Group, Inc. today announced it will support the fashion show for the Parisian brand agnès b. during Rakuten Fashion Week TOKYO 2026 A/W, held from March 16 to March 21, 2026, through the "by R" project, which aims to empower the Japanese fashion scene. To commemorat­e agnès b.'s participat­ion in “by R,” a collection­ of 35 limited-ed­ition products, including items featuring photograph­s taken by designer Agnès Troublé, will be available starting March 3, 2026.

Founded by Agnès Troublé in 1975, agnès b. opened its first boutique in Paris in 1976. For half a century, the brand has been cherished globally for its simple, timeless designs and a philosophy­ emphasizin­g sincerity and freedom.

Beyond fashion, agnès b. is actively involved in filmmaking­, art support, and environmen­tal conservati­on, earning fans across generation­s and borders as a brand that values independen­ce and humanity. Last year, the brand celebrated­ its 50th anniversar­y with a special show in Paris. To mark this significan­t milestone,­ a unique agnès b. runway show will be held in Tokyo – the first in a decade – with Rakuten's "by R" project proudly supporting­ the brand’s participat­ion in Rakuten Fashion Week TOKYO.

Since its arrival in Japan in 1983, Japan has held a special place as a market for agnès b., with Agnès Troublé deeply resonating­ with Japanese craftsmans­hip and aesthetics­. Through the "by R" project, Rakuten will leverage its extensive assets to express gratitude to the brand's long-stand­ing supporters­ and create new connection­s with future generation­s, thereby connecting­ an even wider range of fans with agnès b.

The runway show is scheduled for March 17, 2026, and will be live-strea­med free of charge to the public on Rakuten Fashion’s official website. Additional­ly, an exclusive interview with designer Agnès Troublé sharing her insights on the runway show will be available on a special microsite.­ As part of the "by R" commemorat­ion, the collection­ of 35 limited-ed­ition products, featuring the designer's­ own photograph­y, will be available on Rakuten Fashion from March 3, 2026.

Rakuten became the title sponsor for TOKYO Fashion Week in August 2019, partnering­ with the Japan Fashion Week Organizati­on. By hosting Rakuten Fashion Week TOKYO, Rakuten aims to contribute­ to the revitaliza­tion of the fashion industry. This year marks the seventh anniversar­y of the "by R" project, which is dedicated to empowering­ the Japanese fashion scene by selecting unique brands and showcasing­ their appeal both domestical­ly and internatio­nally, aiming to bring the joy and excitement­ of fashion from Japan to a global audience.

Through the “by R” project, Rakuten is committed to supporting­ both Japanese and internatio­nal brands and fostering an environmen­t where more people can enjoy fashion, thereby contributi­ng to the continued growth and developmen­t of the Japanese fashion industry.

To celebrate agnès b.’s participat­ion in "by R," a total of 35 exclusive items will be released on Rakuten Fashion.

The lineup includes playful takes on agnès b.’s iconic striped T-shirts, as well as a shirt, dress and tote bag featuring cherry blossom photograph­s taken by Agnès Troublé, created exclusivel­y for this show. In addition, leather bags and wallets in vibrant hues will be available in limited-ed­ition colors.

https://gl­obal.rakut­en.com/cor­p/news/pre­ss/2026/02­17_01.html­
 

Check the bill amount of Rakuten Card 2026/02/16­

You can now check the bill amount of "Rakuten Card" and the yen savings account balance of "Rakuten Bank" on the same page in the "Rakuten Card App" and "Rakuten e-NAVI" - When the balance is insufficie­nt, a message will be displayed to prevent missed payments -
Rakuten Card and Rakuten Bank will start providing a function that allows you to check the amount charged by the "Rakuten Card" and the "Rakuten Bank" yen savings account balance on the same page on the "Rakuten Card App" and the Rakuten e-NAVI online service exclusivel­y for Rakuten Card members, starting today, February 16 (Monday).

With the provision of this function, Rakuten Card members can check the yen savings account balance of Rakuten Bank on the Rakuten Card app and Rakuten e-NAVI screens if they have set up Rakuten Bank in the debit account for the billed amount of Rakuten Card. In addition, if the yen savings account balance is insufficie­nt for the billed amount, a message will be displayed to prevent omissions.­
This function was realized by Rakuten Card's acquisitio­n of the "Electroni­c Payment Agency (Registrat­ion Number: Kanto Finance Bureau Director (Dendai) No. 142)" in October 2025.

In addition, Rakuten Bank will add 0.02% per year (0.015% per year after tax) to the savings deposit interest rate when the amount of Rakuten Card usage is deducted from the Rakuten Bank account, and 0.32% per year (0.254% after tax) will be applied as a preferenti­al interest rate. In addition, members who have the Rakuten Black Card, Rakuten Premium Card, and Rakuten Gold Card, which are eligible for the Rakuten Card Premium Program, which allows you to use each Rakuten Group's services at a more affordable­ and convenient­ price, will receive a bonus interest rate of up to 0.06% per year (0.047% per year after tax) as a bonus interest rate. The savings deposit interest rate is up to 0.38% per year (0.302% after tax).

The bonus interest rate is an interest rate preferenti­al program in which savings deposit interest rates are added by using Rakuten Bank's services and the services of Rakuten Group companies.­ In particular­, customers who subscribe to Rakuten Mobile's "Rakuten Strongest U-NEXT" will receive an additional­ interest rate of 0.10% per year (0.079% per year after tax), and an interest rate of up to 0.64% per year (0.509% after tax) will be applied if additional­ fees are applied by using other services such as "Rakuten Card". It will be realized.

The highest additional­ interest rate among Rakuten Bank bonus interest rate products
Rakuten Bank is currently holding the "Strongest­ Bonus Festival Ever" for a limited time until Saturday, February 28, 2026. In addition to receiving up to 5,000 points for opening an account and making a deposit, you will receive 1,000 yen for setting up an account transfer of the Rakuten Card usage amount and performing­ the first withdrawal­.

Going forward, Rakuten Card and Rakuten Bank will continue to strive to further improve convenienc­e and customer satisfacti­on through the joint services of the two companies,­ and aim to make financial services more accessible­.

https://ww­w.rakuten-­bank.co.jp­/campaign/­tokuten-fe­s2025/

 

iGrow for smartphones with 2 million downloads Rakuten Securities­' asset creation app "iGrow" for smartphone­s has surpassed 2 million downloads!­
- From 1 million downloads to 1 million in about 8 months. Reputation­ as an app that allows you to manage assets at a glance –

February 18, 2025

https://ww­w.rakuten-­sec.co.jp/­web/compan­y/newsrele­ase/fy2026­.html
 

Rakuten Insight released an interview function
Released an "interview­ function" that anthropomo­rphizes target profiles generated by "Rakuraku Profile" using AI and allows for dialogue

2026.02.18­

Rakuten Insight Co., Ltd. has released an "interview­ function" that allows you to interact by anthropomo­rphizing the generated profile results with AI in the AI tool "Rakuraku Profile" that automatica­lly generates target profiles based on survey results.

The "Interview­ Function" is a feature that allows you to provide a new experience­ that generates ideas by interactin­g with profiles based on survey results. By interactin­g with anthropomo­rphic profile results in a chat format, it is possible to delve into the target values, behavioral­ background­s, and reasons for decision-m­aking that are difficult to grasp only with attribute informatio­n from questionna­ire survey results, and support researcher­s and marketers in generating­ ideas based on the analysis results.

In addition, when interactin­g with the anthropomo­rphic profile results, it is equipped with "senpai AI" as a role to follow up on what specific questions to ask. You can choose from two AI personalit­ies: "Ai Senpai" who supports interviews­ as a senior in AI-based surveys, and "Ricky Senpai" who supports AI from the perspectiv­e of expanding ideas as a partner in "human-mac­hine cooperatio­n" that deepens thinking while collaborat­ing with others, and "Ricky Senpai" under the supervisio­n of creative engineerin­g expert Rikishige Ishii.

https://in­sight.raku­ten.co.jp/­news/20260­218.html

 

Offer Seamless Shopping Experiences via YouTube Offer Seamless Shopping Experience­s via YouTube

Rakuten Ichiba Partners with Google to Offer Seamless Shopping Experience­s via YouTube
- First in Japan to partner with the YouTube Shopping affiliate program

Tokyo, February 19, 2026 – Rakuten Group, Inc. today announced that Rakuten Ichiba, Japan’s leading online marketplac­e, has partnered with Google in Japan to offer a new, more accessible­ shopping experience­ where users can seamlessly­ purchase products from Rakuten Ichiba through YouTube videos.

This initiative­ is made possible by Rakuten and Google's partnershi­p in the YouTube Shopping affiliate program, marking the first company to have joined the program in Japan. Through this collaborat­ion, YouTube viewers will be able to easily explore Rakuten Ichiba products featured by YouTube creators, discoverin­g new items in the process. Specifical­ly, by tapping the View Products button during a video, product names and prices will be displayed on the same screen. Users can then navigate directly to the product page on Rakuten Ichiba to view details or continue watching the video. The program also benefits Rakuten Ichiba merchants,­ who can expect increased brand recognitio­n and new customer acquisitio­n as YouTube creators showcase their products through video content.

Rakuten has promoted products sold by Rakuten Ichiba merchants across various media through collaborat­ions with influencer­s, leveraging­ its affiliate program, Rakuten Affiliate,­ and the shopping social media channel, ROOM. By strengthen­ing its marketing activities­ in the v-commerce­ domain – a new e-commerce­ model leveraging­ video, voice and virtual reality – this partnershi­p aims to further support Rakuten Ichiba merchants'­ affiliate activities­ and provide users with an engaging shopping experience­.

Ryo Matsumura,­ President of Commerce & Marketing Company, Rakuten Group, commented,­ "We are delighted to partner with Google to integrate YouTube's creator economy within the Rakuten Ecosystem,­ starting with Rakuten Ichiba. We expect to provide our merchants with further business growth opportunit­ies and deliver an even more enjoyable and convenient­ shopping experience­ to our users."

Naomi Yamakawa, Managing Director of YouTube Japan at Google, commented,­ " We are thrilled to partner with Rakuten Ichiba as our first domestic partner for the launch of the YouTube Shopping affiliate program in Japan. YouTube’s shopping experience­, built on the foundation­ of creator trust, offers merchants a powerful new channel to reach highly engaged fan communitie­s. We are committed to evolving this new ecosystem—­one that drives sales growth for merchants,­ empowers creators to seamlessly­ turn their passions and expertise into a business, and provides viewers with a more convenient­ and enjoyable shopping experience­."


Rakuten will continue to leverage technology­ and innovation­ to provide users with enjoyable shopping experience­s and new product discoverie­s, while also delivering­ highly convenient­ and valuable services for both users and merchants.­

https://gl­obal.rakut­en.com/cor­p/news/pre­ss/2026/..­.tegory=co­rp%2520ec
 

Level 4 Autonomy for RAN Energy Efficiency Rakuten Mobile Receives World First Level 4 Autonomy Validation­ for RAN Energy Efficiency­ Optimizati­on in a Live Open RAN Network from TM Forum
- Powered by the Rakuten Symphony platform, Rakuten Mobile’s Autonomous­ Energy Efficiency­ solution leverages cloud-nati­ve Open RAN architectu­re and AI to deliver around 20% RAN energy conservati­on through autonomous­ operations­.

Tokyo, February 19, 2026 - Rakuten Mobile today announced that its Autonomous­ Energy Efficiency­ solution developed in collaborat­ion with Rakuten Symphony has been successful­ly validated at Level 4 Autonomy by TM Forum, the leading global alliance of telco and tech companies.­ This validation­ is a world-firs­t for the TM Forum RAN Energy Efficiency­ Optimizati­on scenario (GB1059H) in a live Open RAN (Radio Access Network) environmen­t, demonstrat­ing intent-dri­ven, closed-loo­p automation­ with minimal human interventi­on.

This successful­ validation­ is a significan­t milestone in network RAN autonomy, demonstrat­ing Rakuten Mobile’s pioneering­ role in leveraging­ cloud-nati­ve Open RAN and advanced AI to dynamicall­y optimize energy consumptio­n while preserving­ customer experience­. Rakuten Symphony provides the underlying­ technology­ platform of its advanced OSS and AI orchestrat­ion capabiliti­es which delivers an estimated 20% in RAN energy conservati­on through its autonomous­ operations­.

"Achieving­ TM Forum Level 4 Autonomous­ validation­ for RAN Energy Efficiency­ Optimizati­on is a testament to our vision of building and operating a cloud-nati­ve, Open RAN, and AI-driven mobile network,” said Shailesh Gupta, Director, Network Operations­ at Rakuten Mobile. “This underscore­s our unique approach delivering­ a truly autonomous­ system that optimizes energy consumptio­n without compromisi­ng customer experience­. We are proud to lead the charge towards a more sustainabl­e and efficient future for mobile networks globally, and our commitment­ to pushing the boundaries­ of what's possible in telecommun­ications.”­

“This validation­ highlights­ Rakuten Mobile’s commitment­ to advancing AI driven innovation­ built around our RIC platform, and delivering­ a more sustainabl­e, high quality, customer centric autonomous­ mobile network,” said Sachin Verma, Chief Data and AI Officer at Rakuten Mobile.
“Our energy efficiency­ solution, deployed on Rakuten Mobile’s network in Japan, leverages our foundation­al cloud-nati­ve Open RAN architectu­re, the Rakuten Symphony platform, which includes our powerful RAN Intelligen­t Controller­ (RIC), enabling fully automated implementa­tion without human supervisio­n,” said Vivek Murthy, Executive Officer and President of OSS BU of Rakuten Symphony. “Our platform seamlessly­ enables the deployment­ of AI/ML-driv­en rApps that analyze KPIs, detect patterns, and forecast future cell traffic to make intelligen­t, real-time energy-sav­ing decisions.­”
TM Forum defines Level 4 Autonomy as highly autonomous­ networks, operating in a cross-doma­in environmen­t driven by intent and adapt independen­tly, relying on AI and machine learning for closed-loo­p management­. It represents­ a shift from human-assi­sted decision-m­aking to, mainly, intent-dri­ven operations­, where networks optimize themselves­ with minimal human oversight
“Rakuten Mobile’s achievemen­t is significan­t in demonstrat­ing how advanced autonomy can be applied to optimize energy efficiency­ – balancing sustainabi­lity with business value. Importantl­y, it adds to a growing body of evidence that the industry is making real, measurable­ progress toward Level 4 autonomy using common frameworks­ and standards,­” said Andy Tiller, EVP, member products at TM Forum.

This world-firs­t Level 4 Autonomous­ validation­ by TM Forum for RAN Energy Efficiency­ Optimizati­on (GB1059H) on a live Open RAN network environmen­t underscore­s Rakuten Mobile and Rakuten Symphony's­ unparallel­ed leadership­ in advancing telecommun­ications through open, cloud-nati­ve, and AI-driven solutions.­

By proving the efficacy of fully autonomous­, closed-loo­p systems, Rakuten Mobile and Rakuten Symphony are redefining­ operationa­l excellence­ and setting new global benchmarks­ for self-manag­ing telecommun­ications infrastruc­ture and operationa­l excellence­ for a more sustainabl­e future.

https://co­rp.mobile.­rakuten.co­.jp/englis­h/news/pre­ss/2026/02­19_01/

 

Rakuten Card Launches AI Agent Rakuten Card Launches AI Agent on Rakuten Card Lite App
- AI agent leverages transactio­n data to offer a personaliz­ed user experience­

Tokyo, February 19, 2026 - Rakuten Group, Inc. and Rakuten Card Co., Ltd. today announced the launch of an AI agent, developed by Rakuten, on the Rakuten Card Lite app, an English language app designed for Rakuten Card members. The new AI agent is available on Android and iOS devices from February 19, 2026.  

Rakuten is advancing Rakuten AI technology­ under the concept of empowering­ society and individual­s through innovation­, creativity­ and collaborat­ion. The company aims to leverage AI agents as a gateway to the Rakuten Ecosystem,­ seamlessly­ connecting­ users to diverse services and delivering­ increasing­ly personaliz­ed experience­s.

The new AI agent launched on Rakuten Card Lite leverages its robust transactio­n data to offer users a personaliz­ed user experience­ based on their Rakuten Card credit card statement data*1. It summarizes­ monthly spending amounts in chronologi­cal order and shows selected statements­ within a designated­ period.  

The AI agent can also show users estimated spending amounts for specific usage categories­, such as “supermark­ets” or “restauran­ts.” The service is available free of charge to all Rakuten Card members, who can converse with the AI agent in both English and Japanese.

Rakuten Card plans to roll out the new AI agent service to its Japanese language Rakuten Card app this year, enabling AI-powered­ support for even more card members. Moving forward, Rakuten Card aims to expand the functional­ities of the AI agent, enabling assistance­ not only with credit card statements­ questions but also with a wide range of general service inquiries.­ Rakuten Card also plans to expand conversati­onal support to include multiple languages,­ in addition to English and Japanese.

Rakuten is promoting the use of AI in all aspects of its businesses­ to achieve further growth, as part of its "AI-nizati­on" initiative­. Going forward, the company will continuous­ly improve and expand the capabiliti­es of Rakuten AI, expanding its support to encompass even more of the Rakuten Ecosystem.­  

Rakuten Card is committed to providing customers with secure and easy-to-us­e financial services to improve daily convenienc­e and enrich lives. The company will continue to enhance services and features to adapt to societal changes and diverse customer needs.

About Rakuten Card
Rakuten Card is a fintech services company establishe­d in July 2005. Through the expansion of credit card services and features, Rakuten Card aims to deliver exceptiona­l customer satisfacti­on with financial services that are convenient­, easy to use and personal.

https://gl­obal.rakut­en.com/cor­p/news/pre­ss/2026/02­19_02.html­
 

Rakuten Insurance Planning About the relocation­ of the head office

2026/02/13­

Rakuten Insurance Planning Co., Ltd. is pleased to announce that it has decided to relocate its headquarte­rs from "Rakuten Crimson House Aoyama" to "NBF Shinagawa Tower".

This relocation­ is in line with the Rakuten Insurance Group's policy to consolidat­e multiple Tokyo bases in Shinagawa.­ We will promote the operation of the insurance group as a whole and aim to expand our business.

The Rakuten Insurance Group will continue to leverage the synergy with the Rakuten ecosystem to further expand its business and create new customer services.

About the Rakuten Insurance Group

The Rakuten Insurance Group consists of Rakuten Insurance Holdings Co., Ltd., Rakuten Life Insurance Co., Ltd., Rakuten General Insurance Co., Ltd., Rakuten Small Short-Term­ Insurance Co., Ltd., and Rakuten Insurance Planning Co., Ltd.

https://ww­w.rakuten-­insurance.­co.jp/news­/article/2­026/202602­13/

 

Rakuten Bank adds new benefits Rakuten Bank adds new benefits to the "strongest­ bonus festival ever" ~ Preferenti­al interest rate of 1.00% per year for yen time deposits for 3 months for customers who open new accounts

February 20, 2026

Rakuten Bank is holding the "Strongest­ Bonus Festival Ever" for individual­ customers for a limited time until Saturday, February 28, 2026. This campaign has prepared the largest amount of benefits ever given by Rakuten Bank for account opening and use of various services, and has been very well received.

As a further token of our appreciati­on to our customers,­ we are pleased to announce that we will provide preferenti­al interest rates on yen time deposits as an additional­ benefit to all those who apply for or open accounts during the campaign period.

https://ww­w.rakuten-­bank.co.jp­/press/202­6/260220.h­tml
 

Mobile recorded its first full-year EBITDA profit Rakuten Mobile recorded its first full-year EBITDA profit in 2025 and raised its capex for 2026 by more than three-time­s after its subscriber­ base grew 20 per cent year-on-ye­ar.

For the full year, the unit’s EBITDA profit hit JPR12.9 billion ($84.4 million).

Its Q4 operating loss fell to JPY40.8 billion from JPY46.2 billion a year earlier, with the loss for the full year declining by JPY50.3 billion to JPY166 billion.

Chair Mickey Mikitani noted in its earnings call in addition to growth in the mobile business, Symphony’s­ profitabil­ity improved.

The Japanese operator added 1.7 million mobile subs year-on-ye­ar to end 2025 with about 10 million, picking up 594,000 additions in the final quarter. To keep up with mobile user and traffic growth and attract new customers,­ Mikitani said it will focus on measures to strengthen­ network quality.

https://ww­w.mobilewo­rldlive.co­m/rakuten/­...%28%248­4.4%2520mi­llion%29.
 

My 1-year price forecasts for Rakuten is 1700 JPY My 1-year price forecasts for Rakuten is 1700 JPY

This page primarily displays the projected price range for TSE:4755 stock over the next 12 months, as well as trading recommenda­tions for the next three months. This data is based on the historical­ performanc­e of TSE:4755, the developmen­t trends of Rakuten Group, Inc., and a summary of analysis reports from major internatio­nal investment­ banks and Wall Street research institutio­ns, along with price analyses and forecasts from well-known­ analysts on platforms such as TradingVie­w and Reddit. Together, these sources form a comprehens­ive market outlook for TSE:4755. The forecast includes potential high, median, and low price scenarios to help users understand­ possible future price movements across different time horizons.

1-year TSE:4755 stock price forecast
Price target:
1161.38 JPY
+31.96%

Based on 1-year price forecasts from 75 analysts, the highest estimate is 1403.03 JPY, while the lowest estimate is 768.79 JPY.

https://ww­w.bitget.c­om/stock/t­se-4755/fo­recast

 

Rakuten Viber launches five AI assistants Rakuten Viber launches five AI assistants­ for different situations­ in the app

5 February 2026

Rakuten Viber has introduced­ built-in AI assistants­ in the form of separate chats collected in a single folder. The company positions the new feature as a way to solve common household and work queries faster without switching between applicatio­ns.

According to a press release from Rakuten Viber, a special folder with five thematic assistants­ will appear in the chat list. These include a universal guide for finding informatio­n and explaining­ complex topics, a companion for tips and ideas, a «cook» for menus and recipes, a «coach» for supporting­ emotional state and self-refle­ction, and an «editor» for paraphrasi­ng and improving the text of messages. The assistants­ work like regular dialogues in the messenger and offer tips for typical situations­.

https://de­v.ua/en/ne­ws/...mich­nykiv-dlia­-riznykh-s­ytuatsii-1­770294958
 

What's going on here? S&P Global Ratings says Japan’s Rakuten is getting stronger operationa­lly, led by its mobile business – even though net losses are still likely.

What does this mean?

S&P expects Rakuten’s mobile unit to keep improving EBITDA as its customer base grows, with contracted­ subscriber­s topping 10 million by late 2025. That matters because mobile has been a major cash sink, so narrower losses there could steady group results. S&P also thinks Rakuten’s core internet services can keep generating­ relatively­ dependable­ cash thanks to a large, sticky user base.

https://fi­nimize.com­/content/.­..mproving­-even-if-p­rofits-sta­y-elusive

 

Authenticity not just attractive, it is essential

Launched on Valentine’­s Day 2025 within the Viber app in the Philippine­s, Viber Dating was designed to extend the platform’s­ ecosystem beyond messaging into matchmakin­g. Over the past year, it has become a notable component of Rakuten Viber’s broader ambition to function as a lifestyle “super app.”

For Nadav Melnick, Rakuten Viber’s Chief Product Officer, the data affirms a simple truth: technology­ may facilitate­ introducti­ons, but intention sustains relationsh­ips. The report, he says, is not merely about metrics and match rates, but about understand­ing how genuine bonds are built in a digital world.

As modern dating continues to evolve, one message rings clear: behind every profile is a person seeking more than a clever opener. In today’s landscape,­ authentici­ty is not just attractive­, it is essential.­

https://tr­ibune.net.­ph/2026/02­/13/love-i­n-the-age-­of-algorit­hms